Financing
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FLEXIBLE PAYMENTS TO PRIORITIZE THE HEALTH OF YOUR COMPANION

Everyone will, one day or another, be faced with a hard situation between their heart and their wallet. The health of our pets is of concern to us all. The choice between caring for them and simply having the financial means to pay for their care is sometimes difficult. The Vet & Cie financing program offered by Fairstone Financial allows you to focus on the care you need to provide for your pet by supporting you in the payment of medical expenses. You will therefore be able to help the medical team to establish a diagnosis more quickly and thus begin treatment more suited to your animal's situation. Your pet will have a better chance of regaining a quality of life more quickly and thenresuming the course of your life, as a family.

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ASK YOU CREDIT APPROVAL

Options for each
moment in his life!

3 months

I would like to finance his annual checkup, parasite prevention and preventive medicine. Is this applicable?

6 months

I would like to plan his sterilization or her dentistry. Is this applicable?

12 months

My pet needs emergency surgery. Is this applicable?

Yes, pay ALL your vet fees
in 3, 6, or 12 months, without interest *

PAY ONLY 5% PER MONTH UP TO THE DUE DATE OF THE LOAN *

Example of a $ 1000 loan financed over 3 months.

Do not pay anything to Vet & Cie when leaving with your animal, only pay the following:

Month 1
$ 50 must be paid to Fairstone Financial

Month 2
$ 50 must be paid Fairstone Financial

Month 3
$ 900 must be paid Fairstone Financial

The client can pay an additional amount at any time.

* The balance must be paid in full before the due date, minimum payment of 5% per month due.

WITHOUT INTEREST IF THE BALANCE IS PAID IN FULL BEFORE THE DUE DATE *

Example of a $ 1000 loan financed over 3 months.

No interest will be charged to the client if $ 1,000 is repaid before the loan due date, as indicated on the first statement issued by Fairstone Financial.

* If the financed price is not paid in full by the due date, interest charges (accrued from the date of purchase) will be applied to the customer’s balance. The current standard APR of 29.99% annually will apply to the outstanding balance.

Certain conditions apply. The conditions can be modified at any time.
One-time fee of 21$ is payable to Fairstone Financial for each card issuance.
On approved credit. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions.
Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the promotional period, and minimum payments of 5% of the balance will be due each billing cycle. However, if you make the required payments and pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed. Making only the minimum monthly payments on your account will not pay off the purchase in time to avoid Finance Charges. On termination or expiry of the credit promotional plan (or for purchases that are not part of the promotional plan), the standard Credit Rate as set out in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances owing.
See store and Account Agreement for further information.

Vet & Cie is solely responsible for the admission criteria and may accept or refuse your application.